Long Term Share Account (5 year term account)

This type of account is suitable for members who are able to leave their savings in the account for at least 5 years. This first €635 pa of dividend earned is exempt from income tax and not subject to DIRT, if held in the account for 5 years.

Any excess dividend over this level is subject to DIRT at the prevailing rate.

No withdrawals from date of lodgement for 5 years without penalty.

More information is available about DIRT on www.revenue.ie